In 2010, I was in cost of the Western Cape arm of a national task set up by the Office of Trade and Sector and the Credit history Ombudsman.
The aim was to seem at the accessibility of monetary details to common South African shoppers.
The effects were dismal and points haven’t genuinely modified a great deal since then.
Our communities simply just do not have ample entry to appropriate monetary data.
We go on to have folks who really do not have a damn clue about our lived reality and ordeals, making use of remarkably paid out advertisements to give us economical assistance and data.
Most of these rah-rah economical commentators simply really don’t recognize how much it genuinely costs the normal individual just to get to work through general public transportation, or how folks have to choose among getting either electrical energy or bread.
They are providing information on how to conserve and spend 1000’s and millions of rands when numerous are having difficulties to endure!
Some individuals inside of the similar places and groups have money to spend, although other people really do not.
We need to have an understanding of the dynamics of finance in our communities, so that we can uncover acceptable answers to the financial dilemmas we experience.
We really should rather appear at debt administration, wealth generation and techniques progress options that will see us stop staying slaves to financial debt and come to be monetarily cost-free, and flourishing.
Some men and women can afford to pay for to have financial savings, policies, health-related aids and investments – but they stop up with items marketed to them by folks who don’t have an understanding of the unique wants of our communities.
Sadly, many men and women even now really do not know their legal and shopper rights in terms of the Countrywide Credit score Act and the Purchaser Safety Act – and continue on to get screwed around.
Motor vehicles are remaining “repossessed” by sneaky personal debt collectors who have not adopted technique, and are not officers of the court docket with valid courtroom order. Shoppers never know that they can have someone like this arrested for trespassing on their home. Properties are becoming shed mainly because South Africans merely really don’t know how to talk with their creditors.
Folks nonetheless really don’t know how fascination prices influence their repayments, what the variation is involving debt counselling and personal debt consolidation, which banks and cellphone providers cost which fees, what is Shariah-compliant finance, how to fill out sorts for SASSA and NSFAS, and what to search out for with insurance policy products and solutions.
Folks are scared to question thoughts for the reason that they dread it will make them seem silly. And the earlier and current financial process and narrative fuels that.
I am therefore incredibly energized and very pleased to announce the adhering to.
I am launching a website and social media web pages known as Income with Moeshfieka.
You can locate it at www.moneywithmoeshfieka.com, and glance up moneywithmoeshfieka on Fb, Instagram and Twitter.
There will be 100s of Every day Voice Rek Your Cheque and other educational posts that you can hyperlink to from this internet site.
I will also be crafting new fiscal and client-linked items all the time, and every report I write in the Daily Voice will connection again to the web page.
There will be a list of “important economical call details” which includes phone numbers and email addresses for the a variety of financial Ombudsmans, youngster upkeep places of work, SASSA, NSFAS workplaces, between many others.
There is also a space for great assistance and bad company opinions, while information for little businesses will be shared.
I have thoroughly selected economical advisors, authentic estate agents, bond originators, registered personal debt counsellors, attorneys and additional – who will impart applicable facts and the best resources, in a language and tone which is non-judgemental, not jargon and encourages people to take part in their fiscal wellness, as opposed to earning them fear their finances.
The social media pages (primarily Fb) is exactly where the motion is heading to happen, so look at out for daily posts, videos, give-aways and more.
The tagline for Money with Moeshfieka is Cash. Everyday living. Actual Speak.
If you are wanting for rah-rah finance, then Funds with Moeshfieka is not for you.
We are genuine individuals, demanding serious fiscal remedies and goods from these who understand us best – and this is the place we can get it.
There will be NO Expense associated to obtain the data on the web page or the social media internet pages.
We have to have to be fiscally educated to become economically empowered.
Cash with Moeshfieka will go stay on Wednesday, 11 May 2022.
You should observe it and make use of the info furnished.
Thank you to the Every day Voice for supporting this platform.
Tremendous Service SHOUT OUT
This week my tremendous services shout-out goes to the team of petrol pump attendants on the forecourt at Shell Taronga Motors.
With the regular increase in petrol, I am never content when we have to fill up these days.
Even so, my temper is usually lifted by this team.
This petrol station is consistently busy, however they are continuously smiling, and are generally enthusiastic to assist.
They also seem to be happy of them selves, the function they do and the provider they provide and produce.
In accordance to the site supervisor, Adrian Arendse, most of the young attendants start out out in the on-web-site car or truck clean, and then shift to the forecourt.
Lately, specified banking companies ended up off-line and they ended up not capable to method sure card payments.
These attendants took their time to kindly demonstrate this upfront to motorists seeking petrol, and people not able to pay out with their playing cards could make other preparations.
I loathe it when motorists ignore the company of petrol pump attendants and are just downright “onbeskof” – due to the fact they see by themselves as considerably better than them.
Hou jou undesirable-luck-geit byrie huis!
If you cannot supply a idea – at the very least offer you a smile. It is the least you can do.
Thank you to Mike Banda, Lindelwa Xolizwe, Dolly Somlenze, Francis Lapani, Tapiwa Mudyiwa, Douglas Sami, Joseph Chifutwe, Kieraan Phillips and David Chizimba.
Your support ROCKS!